An affordable way to get on the property ladder?
We’ve cracked it. Start buying your next home with as little as 3% deposit.
Like a no-strings chat about what we do?
Just call +44 (0)330 330 9693. We’d love to help.
Love to own your own home?However much you’d like to buy your own home, saving up can be a real challenge. We know there are thousands of families who’d love to stop renting, but just can’t afford the kind of deposit lenders ask for. That’s why we created our rent-to-own scheme – an affordable way to buy straight away, with as little as 3 to 5% deposit. The scheme’s all about making it easier to climb the property ladder, whatever your circumstances. But it’s not just for first-time buyers. If you already own your home but are struggling to save for that next move, talk to us. Rent-to-own might just be the answer.
What’s stopping you?
Buying can be difficult for a whole range of reasons, but if any of the following sound familiar, rent-to-own could be a great option:
- Small deposit
- Low income
- Bad credit rating or file
- Difficulty proving your self-employment earnings
- New to the country, with no credit history
- Too old for a mortgage
- Recent graduate
- Can’t escape the renting cycle
- Paid in cash
- Growing family costs
- Fear of extra buying costs
What are the advantages?
Move in with a low deposit
Officially get on on the property ladder
Feel you finally own your home
Avoid using letting or estate agents
Those four big reasons can make a huge difference. But they’re only part of the story. We also lock-in the property price for the whole of your rental period, so if your home goes up in value, you’ll still buy it for the original price – with equity already in your pocket. You’ll also be legally in control of your home, so you can make alterations if you want to. The seller can’t sell it to anyone else and, unlike with renting, they can’t ask you to leave. If you’re struggling with your credit rating, you’ll have time, and advice from a trusted mortgage broker, throughout your rental period. We’ll help make sure you’re credit-check ready by the time the period is up, so you’re ready to secure a traditional mortgage. We’ll also help you save for your deposit and avoid lengthy mortgage appraisals, creating an affordable, hassle-free way for you to buy.
Why Nest Egg?
At Nest Egg we understand how much of a challenge it can be to get that first foot on the property ladder and we genuinely want to help. We do the hard part, finding you the right property, dealing with the current owner and negotiating the best price for your new home, as well as an affordable monthly rent. We’re also here to deal with solicitors and legalities, help you save and support you in building your credit rating – making the whole process as simple and stress-free as possible.
How do I get started?
If you’d like to find out more about our rent-to-own scheme, we’d be really happy to talk it through, so please give us a ring on +44 (0)330 330 9693 for a friendly, no-obligation chat. We’ll get to know the kind of home you’d like and let you know when the right one comes along. If rent-to-own feels like the right move for you, all you need to do is:
- Sign up to our waiting list
- Come and view the property
- Discuss and agree the terms with us
- Pick up the keys and move in to your new home